Future plans as a couple: Shared money goals
Name two or three shared goals — an emergency fund, a home, paying down debt — and decide how each of you contributes.
The key points
- Build an emergency fund first
- Pay down high-interest debt
- Agree a monthly savings amount
- Review together once a month
Wedding vs. other goals
Many couples delay other goals for the wedding. Decide what matters more before you book.
Joint or separate accounts
Many couples keep personal accounts and a shared one for joint costs.