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Plan, budget & guests

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Wedding budget & money: Hidden costs

Service charges, tax, gratuities, delivery, overtime and vendor meals turn a reasonable quote into a stressful total.

The key points

  • Ask for all-in quotes
  • Check what a service charge covers
  • Budget for tips
  • Plan a final-month line

Read more about hidden costs

A pastel planning notebook with venue notes, a pen and stationeryBudget & who paysThe wedding costs that hide between the linesTwo women planning together at a table with a laptop and notebooksVendors & contractsWedding vendor contracts: the clauses to read before you sign

Quick answers

Is a service charge the same as a tip?

Not necessarily. Ask what it covers; some venues keep it as a fee and staff receive none of it.

Budget & who paysAll questions

Do you tip if there is a service charge?

Ask whether the service charge goes to staff. If it doesn’t, many couples tip staff separately.

Budget & who paysAll questions

Is a venue with in-house catering cheaper?

Often, but not always. Compare the complete cost for your guest count, including service charge, tax and rentals.

Venues & locationsAll questions

Do you tip the venue coordinator?

It is optional. If they went above and beyond, a tip or gift is appreciated. Check whether their service is already covered by a service charge.

Budget & who paysAll questions

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