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Before you plan · 6 subtopics: Engagement rings & wedding bands

Choosing, buying, sizing, insuring and caring for the rings — from the engagement ring to the wedding bands you exchange at the ceremony.

Two hands held together showing a diamond engagement ring
Photo · Daniel Gutko / Unsplash

01

Choosing a diamond

Cut drives sparkle; color and clarity matter less than most people think; carat is weight, not size. An independent grading report protects you on any significant stone.

  • Prioritize cut for brightness
  • Near-colorless looks white in most settings
  • Eye-clean clarity is enough
  • Ask for an independent grading report
Open choosing a diamond

02

Settings and metals

The setting holds the stone and shapes daily wear. Bezels and low settings suit active hands; halos add sparkle; platinum and gold each have trade-offs.

  • Solitaire, halo, three-stone, pavé or bezel
  • Low-profile settings snag less
  • Platinum is durable; white gold needs re-plating
  • Check which bands will sit beside it
Open settings and metals

03

Alternative stones and styles

Sapphires, emeralds, moissanite, morganite and family stones make beautiful, often more affordable rings with their own meaning.

  • Check hardness for everyday wear
  • Sapphire and moissanite are very durable
  • Reset a family stone in a new setting
  • Consider a colored stone for personality
Open alternative stones and styles

04

How much to spend

Spend what you can pay for comfortably. The “three months’ salary” rule began as advertising, not etiquette.

  • Set a number before you shop
  • Avoid debt you would regret
  • Remember the wedding and life after it
  • Small carat differences can save a lot
Open how much to spend

05

Sizing, insurance and care

Find the size discreetly, add the ring to insurance, and have the prongs checked once a year.

  • Borrow a ring from the right finger to size
  • Most rings can be resized once
  • Insure with your home policy or a jeweler insurer
  • Clean with warm soapy water and a soft brush
Open sizing, insurance and care

Free tools for rings

The Wedding Planning Command Center

Hundreds of small decisions, and they all depend on each other.

Your whole wedding in one beautiful workbook: a checklist that dates itself, a budget you can trust, every guest, every vendor and a seating chart that fills itself in.

  • 94 dated tasks
  • 17 budget categories
  • 400 guests
  • 74 planner pages

Three versions: choose yours on Gumroad. Instant download.

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